CS90 Energy Code Feasibility Study in Brockton, Massachusetts

Energy code feasibility study for a 41-unit high-rise in Massachusetts. Compares multiple design paths. Recommended: HPWH-SPLIT (All-Electric). View full study.

Study Type
Energy Code Feasibility Study
State
Massachusetts
Units
41
Building Type
high-rise
Fuel Type
All-Electric
Recommended Path
HPWH-SPLIT (All-Electric)

Goal

To find the most cost-effective compliance path, this report isolates energy code related costs from total construction. We use real bid data from vendors & clients to create a reliable framework for aligning incentives and design, with all recommendations confirmed by detailed energy modeling.

Project

  • Brockton, MA 02301
  • 1 Building | 41 Units | 37,782 SF Conditioned
  • New Construction | 6-story high-rise multifamily (x1)
  • All-Electric | 2021 IECC with MA Amendments (Stretch Code) | HERS ≤ 45 | ENERGY STAR MFNC v1.2

Overview

Read This: This report compares different ways you can build the project and meet energy code, looking at both cost and incentives, with the ultimate goal as finding the most affordable path.

  • The overview outlines the key differences between each of the paths we show in this report and why we recommend the one we picked over the others.
  • The recommended design section is where we share the requirements and incentives for the path we think is best based on affordability.
  • The path comparison section shows the detailed requirements and incentives for each path we compared, basically showing our work if you want to dig in.

Product Recs: All product recommendations are recommendations only and can be substituted with any equivalent or better match.

Path Summaries

All three paths are all-electric, meet the Massachusetts Stretch Code, and are modeled to pass ENERGY STAR MFNC v1.2 on a lean margin, so the choice is cost, incentives, and how much envelope and appliance performance to buy.

HPWH-SPLIT (All-Electric): Recommended

This path targets ENERGY STAR MFNC v1.2 on the Stretch Code HERS ceiling and lands at about $60.49/sf net after the $71,750 Mass Save ENERGY STAR high-rise incentive plus the split-system heat pump water heater adder. It is the lowest net cost of the three all-electric options while keeping R-23 walls without continuous exterior insulation, which is the simplest envelope to build. Split-system heat pump water heating and the higher-recovery heat pump dryer tier are the main upgrades over the plain ELECTRIC path, and the wall air barrier sits on the sheathing with the roof air barrier on the room side of the strapped insulation.

ELECTRIC (All-Electric): Alternative

A strong alternative at about $60.68/sf net, roughly $0.19/sf more than HPWH-SPLIT. It keeps the same ducted cold-climate heat pump, ERV, and R-23 no-CI wall package but uses integrated heat pump water heaters instead of split-system units, which drops the $750 per unit split-tank adder. Choose it when the project wants the lowest first cost among the heat-pump water heating options while staying fully electric and Mass Save eligible.

ELEC RESISTANCE (All-Electric): Alternative

An alternative at about $61.29/sf net, about $0.80/sf more than HPWH-SPLIT. It buys the tightest envelope and appliances on the table: R-10 continuous walls, R-30 deck insulation, U 0.15 windows, induction cooking, and the highest-efficiency laundry pair, plus a $250 per unit induction adder. Electric resistance water heating avoids heat pump water heater equipment but adds operating cost. Choose it when the owner wants maximum electric performance and builder-friendly induction kitchens without central heat pump water heating.

What Changes Between Paths

Item

ELEC RESISTANCE

ELECTRIC

HPWH-SPLIT (Recommended)

Exterior Walls

≥ R-21 cavity insulation (2x6 @ 16" o.c.) with ≥ R-10 continuous exterior insulation.

≥ R-23 cavity insulation (2x6 @ 16" o.c.), no continuous insulation.

≥ R-23 cavity insulation (2x6 @ 16" o.c.), no continuous insulation.

Roof

Sealed attic: ≥ R-30 insulation + ≥ R-30 continuous insulation.

Sealed attic: ≥ R-19 insulation + ≥ R-30 continuous insulation.

Sealed attic: ≥ R-19 insulation + ≥ R-30 continuous insulation.

Windows & Glass Doors

High performance, U ≤ 0.15 / SHGC ≤ 0.20.

High performance, U ≤ 0.25 / SHGC ≤ 0.25.

High performance, U ≤ 0.25 / SHGC ≤ 0.25.

Mechanical Ventilation

In-unit ERV, ≥ 83% ASRE

In-unit ERV, ≥ 83% ASRE

In-unit ERV, ≥ 81% ASRE

DHW

Electric resistance storage water heater (as modeled); UEF ≥ 0.93; 50 gal.

1-Bedroom: Heat pump water heater (HPWH) (as modeled); UEF ≥ 3.88; 40 gal
2-Bedroom: Heat pump water heater (HPWH) (as modeled); UEF ≥ 3.88; 50 gal
3-Bedroom: Heat pump water heater (HPWH) (as modeled); UEF ≥ 3.88; 65 gal

1-Bedroom: Split-system heat pump water heater (HPWH) (as modeled); UEF ≥ 3.88; 40 gal
2-Bedroom: Split-system heat pump water heater (HPWH) (as modeled); UEF ≥ 3.88; 50 gal
3-Bedroom: Split-system heat pump water heater (HPWH) (as modeled); UEF ≥ 3.88; 65 gal

Clothes Washer

IMEF ≥ 2.06; IWF ≤ 4.2; ≤ 105 kWh/yr; electric.

IMEF ≥ 2.06; IWF ≤ 4.2; ≤ 152 kWh/yr; electric.

IMEF ≥ 2.06; IWF ≤ 4.2; ≤ 152 kWh/yr; electric.

Clothes Dryer

Heat pump dryer; ventless; CEF ≥ 8.5.

Heat pump dryer; ventless; CEF ≥ 6.

Heat pump dryer; ventless; CEF ≥ 6.

Stove / Oven

Electric induction cooktop; convection oven.

Electric range.

Electric range.

Cost $/sf

$62.82

$61.32

$62.21

Incentive $/sf

$2.17

$1.90

$2.71

Net $/sf

$61.29

$60.68

$60.49

Permit / Certificate of Occupancy Requirements

Permit / Certificate of Occupancy Requirements

High Rise Buildings

High Rise Buildings

Code Path

  • HERS: Brockton is a Stretch Code town. The buildings are 6-story Group R under 225 CMR 23, and the dwelling units comply by per-unit HERS under section C407.4. The all-electric Stretch ceiling is HERS ≤ 45 (Table C407.4, new construction column). Section C407.4.1 requires the building to meet ENERGY STAR Multifamily New Construction.

Permit Requirements

  • HERS: With the building permit application, per 225 CMR 23 section C407.4.2.1: the proposed HERS Index on the title page and plans, the rater's name, the software name and version, all modeled inputs, and a certificate showing each dwelling unit type at or below the Table C407.4 ceiling, with the component specifications behind it (insulation R-values and U-factors, assumed duct and envelope leakage, and heating, cooling, ventilation, and water-heating types and efficiencies), on the worst-case orientation where no site-specific report is produced. ENERGY STAR Multifamily New Construction design review by the rater is part of that package (C407.4.1).

Certificate of Occupancy Requirements

  • HERS: Before certificate of occupancy, per 225 CMR 23 section C407.4.2.2: the final HERS Index on the title page and plans, a confirmed as-built HERS certificate for each rated unit with the duct and envelope air-leakage test results and the installed equipment efficiencies, and documentation that each unit meets ENERGY STAR Multifamily New Construction (item 7). C405.13 EV-ready and Appendix CB solar-ready compliance close out with it (item 9). A certified HERS rater verifies the package (C407.4.3). Air-leakage testing follows ANSI/RESNET/ICC 380, and RESNET sampling is permitted because each building has more than 8 units (C402.5.2.2).

Recommended Design

This section outlines the design requirements, product recommendations, and incentives for the design that we believe will be the most affordable path to meeting energy code.

Recommended Design - Incentives

Incentives Available: $102,500 - $164,000

  • MassSave Multifamily High Rise Program Energy Star Tier ($71,750) (Program Breakdown): You get this rebate for having your building(s) certified for the Energy Star MFNC v1.2 program. This requires pre-approval via an application to be submitted before construction starts. This rebate comes in the form of a check within 4 months of certification documentation being provided to MassSave, typically this is 4 months after construction is complete.
  • Central / Split-System Heat Pump Water Heater Adder ($30,750) : A MassSave market transformation adder of $750 per unit for installing a central or split-system heat pump water heater. This rebate comes in the form of a check within 4 months of certification documentation being provided to MassSave, typically this is 4 months after construction is complete.
  • DOER Alternative Energy Credits ($0 - $61,500) (Program Breakdown): This rebate is received for installing APS eligible air source heat pumps (click here for the list). There is an extensive process to get this incentive. It comes in the form of a check approximately 6-12 months after the heat pumps are installed and fully operational.
    • IMPORTANT: Although an estimate is provided, this incentive can vary widely typically between $300-1,500 per heat pump. It's based on expected kWh usage of the system as well as the market value of the alternative energy credits when sold.
    • Risks: Massachusetts is rewriting this program right now. The House bill would stop the state from accepting new applications on January 1, 2028, the Senate version leaves heat pumps out of that cutoff, and the two are in conference. The application needs the equipment installed and operating, so a project that will not reach that point before the deadline should treat this as upside rather than a budgeted line.

HVAC Design Loads

Plymouth County, MA · heating 9.0°F/70.0°F · cooling 88.0°F/75.0°F · all values kBtuh

Design heat loss · components

Unit type

Walls & rim joists

Roof / ceiling

Slab, floors & below grade

Windows & doors

Infiltration

Ventilation

Design heat loss

Design heat loss at selection

1-Bedroom

1.4

0.9

0.0

2.0

3.3

1.8

9.5 @ 9°F

10.1 @ 5°F

2-Bedroom

4.1

0.6

0.0

3.2

4.8

2.4

15.1 @ 9°F

16.1 @ 5°F

3-Bedroom

5.3

0.9

0.0

3.9

5.6

2.9

18.7 @ 9°F

19.9 @ 5°F

Design heat gain · components

Unit type

Solar through glazing

Envelope conduction

Internal gains

Infiltration & ventilation

Latent

Total heat gain

Sensible heat ratio

1-Bedroom

2.4

1.0

2.1

1.7

2.8

10.0

0.71

2-Bedroom

3.4

1.7

2.3

2.3

3.9

13.6

0.71

3-Bedroom

3.0

2.2

2.5

2.7

4.8

15.2

0.69

Selection

Unit type

Cooling Capacity

Minimum Heating Capacity

1-Bedroom

9.0 to 20.0 kBtuh rated

≥ 10.1 kBtuh @ 5°F

2-Bedroom

12.2 to 20.0 kBtuh rated

≥ 16.1 kBtuh @ 5°F

3-Bedroom

13.7 to 19.8 kBtuh rated

≥ 19.9 kBtuh @ 5°F

ENERGY STAR Total UA

Item

Detail

Climate zone

IECC 5A (2021 IECC map)

Program

ENERGY STAR MFNC National v1.2 Rev. 05

Rule

Design Review Item 2.1 / Fn 11-12; Proposed UA ≤ Reference UA

Code reference

Exhibit 1 Table 1 (2021 IECC CZ); Design Review Item 2.1 / Fn 11-12

Version basis

explicit program key (v1.2)

Note

Code minimum for this permit is v1.1; v1.2 used for explicit program key (v1.2). Confirm certification path matches the incentive or AHJ requirement. Reference wall U is 2021 IECC Table C402.1.4 Group R, wood framed and other (U-0.051 in this zone). v1.2 Table 2, ERI commercial option, uses that column for a 4-story-or-taller building. Footnote 12.i (U-0.064 in Climate Zone 5) applies only when the reference is the 2009 IECC commercial chapter, so it is not used on v1.2. Proposed U for walls, roof, windows, doors is the area-weighted Ekotrope assembly U. Any component without an Ekotrope U keeps the spec lookup. Proposed wall U 0.057 is the area-weighted Ekotrope assembly U (0.057). The v1.1 wood-framed-wall exception is the Reference U in this table (0.051), not a replacement for a better Ekotrope U.

Assembly

Proposed spec

Walls

≥ R-23 cavity insulation (2x6 @ 16" o.c.), no continuous insulation.

Roof

Sealed attic: ≥ R-19 insulation + ≥ R-30 continuous insulation.

Windows

High performance, U ≤ 0.25 / SHGC ≤ 0.25.

Doors

Opaque door, U ≤ 0.20 (R-5.0).

Slab

N/A

Envelope Takeoffs

Building

Opaque walls (sf)

Roof (sf)

Windows (sf)

69

27,437

7,761

6,200

Component UA

Component

Quantity

Proposed U or F

Proposed UA

Reference U or F

Reference UA

Opaque exterior walls

27,437 sf

0.057

1,569

0.051

1,399

Roof / ceiling

7,761 sf

0.020

153

0.024

186

Windows & glass doors

6,200 sf

0.250

1,550

0.270

1,674

Total UA

Building

Proposed UA

Reference UA

% of reference

Result

69

3,272

3,260

100.4%

FAIL

Site total

3,272

3,260

100.4%

FAIL

Recommended Design - Units

Item

Detailed Specifications

Exterior Walls

≥ R-23 cavity insulation (2x6 @ 16" o.c.), no continuous insulation.

Below Grade Walls

N/A

Corridor Walls

N/A

Slab

N/A

Floor Over Unconditioned Space

N/A

Floor Over Garage

N/A

Floor Over Podium

N/A

Rim Joists

≥ R-21 rim/band insulation at floor transitions.

Roof

Sealed attic: ≥ R-19 insulation + ≥ R-30 continuous insulation.

Windows & Glass Doors

High performance, U ≤ 0.25 / SHGC ≤ 0.25. (Product Rec).

Doors

Opaque door, U ≤ 0.20 (R-5.0).

Air Sealing

≤ 0.27 CFM50 per sqft of shell; tested. (Air Sealing Protocol)

HVAC

Ducted air-source heat pump (as modeled); SEER2 ≥ 17.5; HSPF2 ≥ 10.5. See HVAC Design Loads. (Product Rec).

Ductwork

Supply and return ducts in conditioned space insulated to code minimum.

Duct Sealing

≤ greater of 80 CFM25 or 8 CFM25 per 100 sqft of conditioned floor area; tested at final. (Duct Sealing Protocol)

HVAC Grading

Fan Flow Test: Grade II
Watt Draw Test: Grade II
Refrigerant Charge: Grade I (weigh-in method)
HVAC installer must provide photo of the digital refrigerant scale showing the amount charged, with the tank on the scale and hoses connected to the outdoor unit, along with a photo of the outdoor unit's data plate.
If the non-invasive procedure in ANSI / RESNET / ACCA 310 is not permitted to be used during the final inspection of a unit (i.e., due to the equipment type or to outdoor air temperatures that do not meet the requirements of the non-invasive method), then the unit is permitted to be certified with a default refrigerant charge designation of Grade III. Note that in these circumstances, the weigh-in method procedure in ANSI / RESNET / ACCA 310 may still be used to pursue a Grade I designation.

Mechanical Ventilation

In-unit ERV (Product Rec).
1-bedroom: 70 CFM, ≥ 86% ASRE
2-bedroom: 90 CFM, ≥ 83% ASRE
3-bedroom: 110 CFM, ≥ 81% ASRE

Local Mechanical Exhaust

Bathroom(s): at least 50 CFM intermittent and up to 3.0 sones, or at least 20 CFM continuous and up to 2.0 sones.
Kitchen(s): at least 100 CFM intermittent and up to 3.0 sones, or continuous at 5 ACH.
Both: exhaust directly outdoors with ENERGY STAR certified fans. A balanced ERV or HRV serving the space may satisfy this requirement.

Thermostats

Programmable thermostat (as modeled).

DHW

1-Bedroom: Split-system heat pump water heater (HPWH) (as modeled); UEF ≥ 3.88; 40 gal (Product Rec).
2-Bedroom: Split-system heat pump water heater (HPWH) (as modeled); UEF ≥ 3.88; 50 gal
3-Bedroom: Split-system heat pump water heater (HPWH) (as modeled); UEF ≥ 3.88; 65 gal

DHW Piping

Supply piping insulated to ≥ R-3.

Water Fixtures

WaterSense certified (Lavatory ≤ 1.2 GPM; Shower ≤ 2.0 GPM; Kitchen ≤ 2.2 GPM).

Refrigerator

≤ 600 kWh/yr; electric. (Product Rec).

Dishwasher

≤ 269 kWh/yr; electric. (Product Rec).

Clothes Washer

IMEF ≥ 2.06; IWF ≤ 4.2; ≤ 152 kWh/yr; electric. (Product Rec).

Clothes Dryer

Heat pump dryer; ventless; CEF ≥ 6. (Product Rec).

Stove / Oven

Electric range. (Product Rec).

Lighting

≥ 100% high-efficacy (LED).

Solar Ready

N/A

EV Ready

At least 20% of parking spaces wired EV-ready (40-amp Level II; shared circuits with load management allowed).

HPWH Ready

N/A

Paperwork & Modeling

ENERGY STAR energy model to the target (per-unit HERS or whole-building ASHRAE path), the ENERGY STAR design-review checklist and multifamily workbook, and an HVAC design report.

Testing & Verification

ENERGY STAR field verification: pre-drywall and final inspections, unit air-tightness (blower door), duct-leakage, ventilation and exhaust airflow, and HVAC functional testing.

Recommended Design - Common Areas

Item

Common Areas (Residential Building)

Envelope

No C402 component table applies on this pathway; common-area assemblies meet the ENERGY STAR MFNC program requirements that C407.4.1 makes mandatory for the building.
Building thermal envelope certificate per C401.3.
Rooftop solar-ready zone per Appendix CB (C402.3, mandatory).
Air leakage testing may use RESNET MINHERS sampling for buildings over 8 units (C402.5.2.2).

HVAC

Common-area heating, cooling and ventilation per the ENERGY STAR MFNC common-space requirements (mandatory under C407.4.1).
Mechanical systems commissioning per C408.

DHW

Common-area service water heating per the ENERGY STAR MFNC requirements (mandatory under C407.4.1).
Service water-heating commissioning per C408.

Lighting

Total connected interior lighting power at or below the Table C405.3.2(2) space-by-space allowance (W per sq ft):
corridor 0.41, elevator lobby 0.65, other lobby 0.84, enclosed office 0.74, open plan office 0.61, conference or multipurpose room 0.97, lounge or breakroom 0.59, restroom 0.63, laundry 0.53, locker room 0.52, stairwell 0.49, electrical or mechanical room 0.43, storage room 0.38.
Dwelling units are excluded from the lighting power calculation.
EV Ready parking spaces per C405.13 and Table C405.13.

Lighting Controls

Occupant sensor controls in corridors, restrooms, storage rooms, lounges and breakrooms, conference rooms, offices, copy rooms, locker rooms and other enclosed spaces of 300 sq ft or less (C405.2.1).
Corridors: lighting reduced to 50 percent or less of full power within 20 minutes of vacancy.
Time-switch controls in areas without occupant sensors (C405.2.2).
Daylight-responsive controls where general lighting exceeds 100 W in primary sidelit zones, 300 W in sidelit zones or 100 W in toplit zones (225 CMR 23 C405.2.4).
Functional testing of lighting controls per C408.3.

Assembly Moisture Check

This section shows which air and vapor barriers are needed, and why.

Inputs

Item

Value

Climate zone

5A

Indoor air

70 F, 35% RH

Dewpoint of that indoor air

41 F

Outdoor air

9 F

Code

2018 IBC Section 1404.3

Exterior Walls

#

Layer (inside to outside)

R

Running R

Temp

Dewpoint target

Vs dewpoint

1

Drywall

1.13

1.13

67.2 F

41 F

OK

2

Class II vapor retarder

0.00

1.13

67.2 F

41 F

OK

3

R-23 cavity insulation with 2x6 wood studs

23.00

24.13

10.9 F

41 F

First below dewpoint

4

Wood sheathing

0.62

24.75

9.4 F

41 F

Below dewpoint

5

Air barrier

0.00

24.75

9.4 F

41 F

Below dewpoint

6

Siding / cladding

0.17

24.92

9.0 F

41 F

Below dewpoint

Conclusion: Layer 3 is the first row below dewpoint. It is the cold plane we protect. Indoor moisture can turn to water if it gets there, and can eventually cause mold. It can get there two ways. It gets there through the drywall, which is why the vapor retarder is on the inside of the wall. It also gets there through holes (outlets, gaps, plates), which is why the air barrier is on the sheathing. Same at the rim.

Roof (sealed attic)

#

Layer (inside to outside)

R

Running R

Temp

Dewpoint target

Vs dewpoint

1

Gypsum ceiling

1.13

1.13

68.6 F

41 F

OK

2

Air barrier

0.00

1.13

68.6 F

41 F

OK

3

R-19 at the underside of the deck

19.00

20.13

45.9 F

41 F

OK

4

Roof deck

0.62

20.75

45.1 F

41 F

OK

5

R-30 continuous insulation

30.00

50.75

9.2 F

41 F

First below dewpoint

6

Roofing

0.17

50.92

9.0 F

41 F

Below dewpoint

Conclusion: Layer 5 is the first row below dewpoint. It is the cold plane we protect. Indoor moisture can turn to water if it gets there, and can eventually cause mold. It can get there through the insulation strapped under the deck, which is why the air barrier is the sealed gypsum on the room side of that insulation. The layer on the deck does not satisfy this.

Exterior Walls (HPWH-SPLIT)

Exterior Walls (HPWH-SPLIT)

Roof (sealed attic) (HPWH-SPLIT)

Roof (sealed attic) (HPWH-SPLIT)

Rim Joists (HPWH-SPLIT)

Rim Joists (HPWH-SPLIT)

Path Comparison

This section shows the detailed requirements and incentives for each path we compared, basically showing our work of how we determined the recommended path is the most affordable way of meeting energy code compliance.

Path Comparison - Incentives

ELECTRIC: $71,750 - $133,250

  • MassSave Multifamily High Rise Program Energy Star Tier ($71,750) (Program Breakdown): You get this rebate for having your building(s) certified for the Energy Star MFNC v1.2 program. This requires pre-approval via an application to be submitted before construction starts. This rebate comes in the form of a check within 4 months of certification documentation being provided to MassSave, typically this is 4 months after construction is complete.
  • DOER Alternative Energy Credits ($0 - $61,500) (Program Breakdown): This rebate is received for installing APS eligible air source heat pumps (click here for the list). There is an extensive process to get this incentive. It comes in the form of a check approximately 6-12 months after the heat pumps are installed and fully operational.
    • IMPORTANT: Although an estimate is provided, this incentive can vary widely typically between $300-1,500 per heat pump. It's based on expected kWh usage of the system as well as the market value of the alternative energy credits when sold.
    • Risks: Massachusetts is rewriting this program right now. The House bill would stop the state from accepting new applications on January 1, 2028, the Senate version leaves heat pumps out of that cutoff, and the two are in conference. The application needs the equipment installed and operating, so a project that will not reach that point before the deadline should treat this as upside rather than a budgeted line.

ELEC RESISTANCE: $82,000 - $143,500

  • MassSave Multifamily High Rise Program Energy Star Tier ($71,750) (Program Breakdown): You get this rebate for having your building(s) certified for the Energy Star MFNC v1.2 program. This requires pre-approval via an application to be submitted before construction starts. This rebate comes in the form of a check within 4 months of certification documentation being provided to MassSave, typically this is 4 months after construction is complete.
  • Induction Cooktop Adder ($10,250) : A MassSave market transformation adder of $250 per unit for installing an induction cooktop in each dwelling unit. This rebate comes in the form of a check within 4 months of certification documentation being provided to MassSave, typically this is 4 months after construction is complete.
  • DOER Alternative Energy Credits ($0 - $61,500) (Program Breakdown): This rebate is received for installing APS eligible air source heat pumps (click here for the list). There is an extensive process to get this incentive. It comes in the form of a check approximately 6-12 months after the heat pumps are installed and fully operational.
    • IMPORTANT: Although an estimate is provided, this incentive can vary widely typically between $300-1,500 per heat pump. It's based on expected kWh usage of the system as well as the market value of the alternative energy credits when sold.
    • Risks: Massachusetts is rewriting this program right now. The House bill would stop the state from accepting new applications on January 1, 2028, the Senate version leaves heat pumps out of that cutoff, and the two are in conference. The application needs the equipment installed and operating, so a project that will not reach that point before the deadline should treat this as upside rather than a budgeted line.

HPWH-SPLIT: $102,500 - $164,000

  • MassSave Multifamily High Rise Program Energy Star Tier ($71,750) (Program Breakdown): You get this rebate for having your building(s) certified for the Energy Star MFNC v1.2 program. This requires pre-approval via an application to be submitted before construction starts. This rebate comes in the form of a check within 4 months of certification documentation being provided to MassSave, typically this is 4 months after construction is complete.
  • Central / Split-System Heat Pump Water Heater Adder ($30,750) : A MassSave market transformation adder of $750 per unit for installing a central or split-system heat pump water heater. This rebate comes in the form of a check within 4 months of certification documentation being provided to MassSave, typically this is 4 months after construction is complete.
  • DOER Alternative Energy Credits ($0 - $61,500) (Program Breakdown): This rebate is received for installing APS eligible air source heat pumps (click here for the list). There is an extensive process to get this incentive. It comes in the form of a check approximately 6-12 months after the heat pumps are installed and fully operational.
    • IMPORTANT: Although an estimate is provided, this incentive can vary widely typically between $300-1,500 per heat pump. It's based on expected kWh usage of the system as well as the market value of the alternative energy credits when sold.
    • Risks: Massachusetts is rewriting this program right now. The House bill would stop the state from accepting new applications on January 1, 2028, the Senate version leaves heat pumps out of that cutoff, and the two are in conference. The application needs the equipment installed and operating, so a project that will not reach that point before the deadline should treat this as upside rather than a budgeted line.

Path Comparison - Net Cost Summary

Path

Total Cost $/sf

Total Incentives $/sf

Net $/sf

OpEx Factor

HPWH-SPLIT

$62.21

$2.71

$60.49

1.02

ELECTRIC

$61.32

$1.90

$60.68

1.02

ELEC RESISTANCE

$62.82

$2.17

$61.29

1.01

Path Comparison - Envelope

Item

Path

Detailed Specifications

Cost $/sf

Incentive $/sf

Net $/sf

OpEx

Exterior Walls

ELEC RESISTANCE

≥ R-21 cavity insulation (2x6 @ 16" o.c.) with ≥ R-10 continuous exterior insulation.

$7.23

$0.00

$7.23

0.95

ELECTRIC

≥ R-23 cavity insulation (2x6 @ 16" o.c.), no continuous insulation.

$5.56

$0.00

$5.56

0.95

HPWH-SPLIT

≥ R-23 cavity insulation (2x6 @ 16" o.c.), no continuous insulation.

$5.56

$0.00

$5.56

0.95

Below Grade Walls

ELEC RESISTANCE

N/A

$0.00

$0.00

$0.00

1.00

ELECTRIC

N/A

$0.00

$0.00

$0.00

1.00

HPWH-SPLIT

N/A

$0.00

$0.00

$0.00

1.00

Corridor Walls

ELEC RESISTANCE

N/A

$0.00

$0.00

$0.00

1.00

ELECTRIC

N/A

$0.00

$0.00

$0.00

1.00

HPWH-SPLIT

N/A

$0.00

$0.00

$0.00

1.00

Slab

ELEC RESISTANCE

N/A

$0.00

$0.00

$0.00

1.00

ELECTRIC

N/A

$0.00

$0.00

$0.00

1.00

HPWH-SPLIT

N/A

$0.00

$0.00

$0.00

1.00

Floor Over Unconditioned Space

ELEC RESISTANCE

N/A

$0.00

$0.00

$0.00

1.00

ELECTRIC

N/A

$0.00

$0.00

$0.00

1.00

HPWH-SPLIT

N/A

$0.00

$0.00

$0.00

1.00

Floor Over Garage

ELEC RESISTANCE

N/A

$0.00

$0.00

$0.00

1.00

ELECTRIC

N/A

$0.00

$0.00

$0.00

1.00

HPWH-SPLIT

N/A

$0.00

$0.00

$0.00

1.00

Floor Over Podium

ELEC RESISTANCE

N/A

$0.00

$0.00

$0.00

1.00

ELECTRIC

N/A

$0.00

$0.00

$0.00

1.00

HPWH-SPLIT

N/A

$0.00

$0.00

$0.00

1.00

Rim Joists

ELEC RESISTANCE

≥ R-21 rim/band insulation at floor transitions.

$0.20

$0.00

$0.20

0.95

ELECTRIC

≥ R-21 rim/band insulation at floor transitions.

$0.20

$0.00

$0.20

0.95

HPWH-SPLIT

≥ R-21 rim/band insulation at floor transitions.

$0.20

$0.00

$0.20

0.95

Roof

ELEC RESISTANCE

Sealed attic: ≥ R-30 insulation + ≥ R-30 continuous insulation.

$3.20

$0.00

$3.20

1.10

ELECTRIC

Sealed attic: ≥ R-19 insulation + ≥ R-30 continuous insulation.

$2.79

$0.00

$2.79

1.10

HPWH-SPLIT

Sealed attic: ≥ R-19 insulation + ≥ R-30 continuous insulation.

$2.79

$0.00

$2.79

1.10

Windows & Glass Doors

ELEC RESISTANCE

High performance, U ≤ 0.15 / SHGC ≤ 0.20.

$10.67

$0.00

$10.67

1.00

ELECTRIC

High performance, U ≤ 0.25 / SHGC ≤ 0.25.

$9.49

$0.00

$9.49

1.00

HPWH-SPLIT

High performance, U ≤ 0.25 / SHGC ≤ 0.25.

$9.49

$0.00

$9.49

1.00

Doors

ELEC RESISTANCE

Opaque door, U ≤ 0.20 (R-5.0).

$0.35

$0.00

$0.35

0.95

ELECTRIC

Opaque door, U ≤ 0.20 (R-5.0).

$0.35

$0.00

$0.35

0.95

HPWH-SPLIT

Opaque door, U ≤ 0.20 (R-5.0).

$0.35

$0.00

$0.35

0.95

Air Sealing

ELEC RESISTANCE

≤ 0.27 CFM50 per sqft of shell; tested.

$1.29

$0.00

$1.29

0.95

ELECTRIC

≤ 0.27 CFM50 per sqft of shell; tested.

$1.29

$0.00

$1.29

0.95

HPWH-SPLIT

≤ 0.27 CFM50 per sqft of shell; tested.

$1.29

$0.00

$1.29

0.95

Path Comparison - Mechanical

Item

Path

Detailed Specifications

Cost $/sf

Incentive $/sf

Net $/sf

OpEx

HVAC

ELEC RESISTANCE

Ducted air-source heat pump (as modeled); SEER2 ≥ 17.5; HSPF2 ≥ 10.5. See HVAC Design Loads.

$16.04

$0.00

$16.04

1.15

ELECTRIC

Ducted air-source heat pump (as modeled); SEER2 ≥ 17.5; HSPF2 ≥ 10.5. See HVAC Design Loads.

$16.04

$0.00

$16.04

1.15

HPWH-SPLIT

Ducted air-source heat pump (as modeled); SEER2 ≥ 17.5; HSPF2 ≥ 10.5. See HVAC Design Loads.

$16.04

$0.00

$16.04

1.15

Ductwork

ELEC RESISTANCE

Supply and return ducts in conditioned space insulated to code minimum.

$5.18

$0.00

$5.18

1.00

ELECTRIC

Supply and return ducts in conditioned space insulated to code minimum.

$5.18

$0.00

$5.18

1.00

HPWH-SPLIT

Supply and return ducts in conditioned space insulated to code minimum.

$5.18

$0.00

$5.18

1.00

Duct Sealing

ELEC RESISTANCE

≤ greater of 80 CFM25 or 8 CFM25 per 100 sqft of conditioned floor area; tested at final.

$0.89

$0.00

$0.89

1.00

ELECTRIC

≤ greater of 80 CFM25 or 8 CFM25 per 100 sqft of conditioned floor area; tested at final.

$0.89

$0.00

$0.89

1.00

HPWH-SPLIT

≤ greater of 80 CFM25 or 8 CFM25 per 100 sqft of conditioned floor area; tested at final.

$0.89

$0.00

$0.89

1.00

HVAC Grading

ELEC RESISTANCE

Fan Flow Test: Grade II
Watt Draw Test: Grade II
Refrigerant Charge: Grade I (weigh-in method)
HVAC installer must provide photo of the digital refrigerant scale showing the amount charged, with the tank on the scale and hoses connected to the outdoor unit, along with a photo of the outdoor unit's data plate.
If the non-invasive procedure in ANSI / RESNET / ACCA 310 is not permitted to be used during the final inspection of a unit (i.e., due to the equipment type or to outdoor air temperatures that do not meet the requirements of the non-invasive method), then the unit is permitted to be certified with a default refrigerant charge designation of Grade III. Note that in these circumstances, the weigh-in method procedure in ANSI / RESNET / ACCA 310 may still be used to pursue a Grade I designation.

$0.00

$0.00

$0.00

1.00

ELECTRIC

Fan Flow Test: Grade II
Watt Draw Test: Grade II
Refrigerant Charge: Grade I (weigh-in method)
HVAC installer must provide photo of the digital refrigerant scale showing the amount charged, with the tank on the scale and hoses connected to the outdoor unit, along with a photo of the outdoor unit's data plate.
If the non-invasive procedure in ANSI / RESNET / ACCA 310 is not permitted to be used during the final inspection of a unit (i.e., due to the equipment type or to outdoor air temperatures that do not meet the requirements of the non-invasive method), then the unit is permitted to be certified with a default refrigerant charge designation of Grade III. Note that in these circumstances, the weigh-in method procedure in ANSI / RESNET / ACCA 310 may still be used to pursue a Grade I designation.

$0.00

$0.00

$0.00

1.00

HPWH-SPLIT

Fan Flow Test: Grade II
Watt Draw Test: Grade II
Refrigerant Charge: Grade I (weigh-in method)
HVAC installer must provide photo of the digital refrigerant scale showing the amount charged, with the tank on the scale and hoses connected to the outdoor unit, along with a photo of the outdoor unit's data plate.
If the non-invasive procedure in ANSI / RESNET / ACCA 310 is not permitted to be used during the final inspection of a unit (i.e., due to the equipment type or to outdoor air temperatures that do not meet the requirements of the non-invasive method), then the unit is permitted to be certified with a default refrigerant charge designation of Grade III. Note that in these circumstances, the weigh-in method procedure in ANSI / RESNET / ACCA 310 may still be used to pursue a Grade I designation.

$0.00

$0.00

$0.00

1.00

Mechanical Ventilation

ELEC RESISTANCE

In-unit ERV
1-bedroom: 70 CFM, ≥ 86% ASRE
2-bedroom: 90 CFM, ≥ 83% ASRE
3-bedroom: 90 CFM, ≥ 83% ASRE

$2.37

$0.00

$2.37

1.20

ELECTRIC

In-unit ERV
1-bedroom: 70 CFM, ≥ 86% ASRE
2-bedroom: 90 CFM, ≥ 83% ASRE
3-bedroom: 90 CFM, ≥ 83% ASRE

$2.37

$0.00

$2.37

1.20

HPWH-SPLIT

In-unit ERV
1-bedroom: 70 CFM, ≥ 86% ASRE
2-bedroom: 90 CFM, ≥ 83% ASRE
3-bedroom: 110 CFM, ≥ 81% ASRE

$2.45

$0.00

$2.45

1.20

Local Mechanical Exhaust

ELEC RESISTANCE

Bathroom(s): at least 50 CFM intermittent and up to 3.0 sones, or at least 20 CFM continuous and up to 2.0 sones.
Kitchen(s): at least 100 CFM intermittent and up to 3.0 sones, or continuous at 5 ACH.
Both: exhaust directly outdoors with ENERGY STAR certified fans. A balanced ERV or HRV serving the space may satisfy this requirement.

$1.26

$0.00

$1.26

1.05

ELECTRIC

Bathroom(s): at least 50 CFM intermittent and up to 3.0 sones, or at least 20 CFM continuous and up to 2.0 sones.
Kitchen(s): at least 100 CFM intermittent and up to 3.0 sones, or continuous at 5 ACH.
Both: exhaust directly outdoors with ENERGY STAR certified fans. A balanced ERV or HRV serving the space may satisfy this requirement.

$1.26

$0.00

$1.26

1.05

HPWH-SPLIT

Bathroom(s): at least 50 CFM intermittent and up to 3.0 sones, or at least 20 CFM continuous and up to 2.0 sones.
Kitchen(s): at least 100 CFM intermittent and up to 3.0 sones, or continuous at 5 ACH.
Both: exhaust directly outdoors with ENERGY STAR certified fans. A balanced ERV or HRV serving the space may satisfy this requirement.

$1.26

$0.00

$1.26

1.05

Thermostats

ELEC RESISTANCE

Programmable thermostat (as modeled).

$0.15

$0.00

$0.15

1.05

ELECTRIC

Programmable thermostat (as modeled).

$0.15

$0.00

$0.15

1.05

HPWH-SPLIT

Programmable thermostat (as modeled).

$0.15

$0.00

$0.15

1.05

Path Comparison - Plumbing & Appliances

Item

Path

Detailed Specifications

Cost $/sf

Incentive $/sf

Net $/sf

OpEx

DHW

ELEC RESISTANCE

Electric resistance storage water heater (as modeled); UEF ≥ 0.93; 50 gal.

$1.11

$0.00

$1.11

0.90

ELECTRIC

1-Bedroom: Heat pump water heater (HPWH) (as modeled); UEF ≥ 3.88; 40 gal
2-Bedroom: Heat pump water heater (HPWH) (as modeled); UEF ≥ 3.88; 50 gal
3-Bedroom: Heat pump water heater (HPWH) (as modeled); UEF ≥ 3.88; 65 gal

$3.35

$0.00

$3.35

1.20

HPWH-SPLIT

1-Bedroom: Split-system heat pump water heater (HPWH) (as modeled); UEF ≥ 3.88; 40 gal
2-Bedroom: Split-system heat pump water heater (HPWH) (as modeled); UEF ≥ 3.88; 50 gal
3-Bedroom: Split-system heat pump water heater (HPWH) (as modeled); UEF ≥ 3.88; 65 gal

$4.16

$0.81

$3.35

1.05

DHW Piping

ELEC RESISTANCE

Supply piping insulated to ≥ R-3.

$0.89

$0.00

$0.89

0.95

ELECTRIC

Supply piping insulated to ≥ R-3.

$0.89

$0.00

$0.89

0.95

HPWH-SPLIT

Supply piping insulated to ≥ R-3.

$0.89

$0.00

$0.89

0.95

Water Fixtures

ELEC RESISTANCE

WaterSense certified (Lavatory ≤ 1.2 GPM; Shower ≤ 2.0 GPM; Kitchen ≤ 2.2 GPM).

$2.22

$0.00

$2.22

1.00

ELECTRIC

WaterSense certified (Lavatory ≤ 1.2 GPM; Shower ≤ 2.0 GPM; Kitchen ≤ 2.2 GPM).

$2.22

$0.00

$2.22

1.00

HPWH-SPLIT

WaterSense certified (Lavatory ≤ 1.2 GPM; Shower ≤ 2.0 GPM; Kitchen ≤ 2.2 GPM).

$2.22

$0.00

$2.22

1.00

Refrigerator

ELEC RESISTANCE

≤ 600 kWh/yr; electric.

$0.94

$0.00

$0.94

1.10

ELECTRIC

≤ 600 kWh/yr; electric.

$0.94

$0.00

$0.94

1.10

HPWH-SPLIT

≤ 600 kWh/yr; electric.

$0.94

$0.00

$0.94

1.10

Dishwasher

ELEC RESISTANCE

≤ 269 kWh/yr; electric.

$0.52

$0.00

$0.52

1.10

ELECTRIC

≤ 269 kWh/yr; electric.

$0.52

$0.00

$0.52

1.10

HPWH-SPLIT

≤ 269 kWh/yr; electric.

$0.52

$0.00

$0.52

1.10

Clothes Washer

ELEC RESISTANCE

IMEF ≥ 2.06; IWF ≤ 4.2; ≤ 105 kWh/yr; electric.

$0.66

$0.00

$0.66

1.10

ELECTRIC

IMEF ≥ 2.06; IWF ≤ 4.2; ≤ 152 kWh/yr; electric.

$0.63

$0.00

$0.63

1.10

HPWH-SPLIT

IMEF ≥ 2.06; IWF ≤ 4.2; ≤ 152 kWh/yr; electric.

$0.63

$0.00

$0.63

1.10

Clothes Dryer

ELEC RESISTANCE

Heat pump dryer; ventless; CEF ≥ 8.5.

$1.42

$0.00

$1.42

1.00

ELECTRIC

Heat pump dryer; ventless; CEF ≥ 6.

$1.22

$0.00

$1.22

1.00

HPWH-SPLIT

Heat pump dryer; ventless; CEF ≥ 6.

$1.22

$0.00

$1.22

1.00

Stove / Oven

ELEC RESISTANCE

Electric induction cooktop; convection oven.

$0.96

$0.27

$0.69

1.00

ELECTRIC

Electric range.

$0.71

$0.00

$0.71

1.05

HPWH-SPLIT

Electric range.

$0.71

$0.00

$0.71

1.05

Path Comparison - Electrical

Item

Path

Detailed Specifications

Cost $/sf

Incentive $/sf

Net $/sf

OpEx

Lighting

ELEC RESISTANCE

≥ 100% high-efficacy (LED).

$4.00

$0.00

$4.00

0.85

ELECTRIC

≥ 100% high-efficacy (LED).

$4.00

$0.00

$4.00

0.85

HPWH-SPLIT

≥ 100% high-efficacy (LED).

$4.00

$0.00

$4.00

0.85

Solar Ready

ELEC RESISTANCE

N/A

$0.00

$0.00

$0.00

1.00

ELECTRIC

N/A

$0.00

$0.00

$0.00

1.00

HPWH-SPLIT

N/A

$0.00

$0.00

$0.00

1.00

EV Ready

ELEC RESISTANCE

At least 20% of parking spaces wired EV-ready (40-amp Level II; shared circuits with load management allowed).

$0.46

$0.00

$0.46

1.00

ELECTRIC

At least 20% of parking spaces wired EV-ready (40-amp Level II; shared circuits with load management allowed).

$0.46

$0.00

$0.46

1.00

HPWH-SPLIT

At least 20% of parking spaces wired EV-ready (40-amp Level II; shared circuits with load management allowed).

$0.46

$0.00

$0.46

1.00

HPWH Ready

ELEC RESISTANCE

N/A

$0.00

$0.00

$0.00

1.00

ELECTRIC

N/A

$0.00

$0.00

$0.00

1.00

HPWH-SPLIT

N/A

$0.00

$0.00

$0.00

1.00

Path Comparison - Soft Costs & Whole-Building Incentives

Item

Path

Detailed Specifications

Cost $/sf

Incentive $/sf

Net $/sf

OpEx

Paperwork & Modeling

ELEC RESISTANCE

ENERGY STAR energy model to the target (per-unit HERS or whole-building ASHRAE path), the ENERGY STAR design-review checklist and multifamily workbook, and an HVAC design report.

$0.24

$1.90

-$1.66

1.00

ELECTRIC

ENERGY STAR energy model to the target (per-unit HERS or whole-building ASHRAE path), the ENERGY STAR design-review checklist and multifamily workbook, and an HVAC design report.

$0.24

$1.90

-$1.66

1.00

HPWH-SPLIT

ENERGY STAR energy model to the target (per-unit HERS or whole-building ASHRAE path), the ENERGY STAR design-review checklist and multifamily workbook, and an HVAC design report.

$0.24

$1.90

-$1.66

1.00

Testing & Verification

ELEC RESISTANCE

ENERGY STAR field verification: pre-drywall and final inspections, unit air-tightness (blower door), duct-leakage, ventilation and exhaust airflow, and HVAC functional testing.

$0.57

$0.00

$0.57

1.00

ELECTRIC

ENERGY STAR field verification: pre-drywall and final inspections, unit air-tightness (blower door), duct-leakage, ventilation and exhaust airflow, and HVAC functional testing.

$0.57

$0.00

$0.57

1.00

HPWH-SPLIT

ENERGY STAR field verification: pre-drywall and final inspections, unit air-tightness (blower door), duct-leakage, ventilation and exhaust airflow, and HVAC functional testing.

$0.57

$0.00

$0.57

1.00

Additional Design Considerations Not Represented In This Study

  • Smaller Heat Pumps on the ELECTRIC and HPWH-SPLIT Units: A smaller heat pump sized to the cooling load was not used on the ELECTRIC two- and three-bedroom units or the HPWH-SPLIT two- and three-bedroom units, because heating at 5F set the size. Those units stay single-stage ducted heat pumps at 24 kBtuh. ENERGY STAR MFNC holds a single-stage unit to 130 percent of the cooling load, or to 20 kBtuh when the cooling load is 15 kBtuh or less. The ELECTRIC two-bedroom is 176.5 percent of its 13.6 kBtuh cooling load, the ELECTRIC three-bedroom is 165.5 percent of its 14.5 kBtuh load, and the HPWH-SPLIT three-bedroom is 157.9 percent of its 15.2 kBtuh load. Each of those cooling loads is 15 kBtuh or less, so the 20 kBtuh allowance applies, and 24 kBtuh sits above it. The same units deliver 21.1 kBtuh of heat at 5F, against design heat losses that require the 24 kBtuh selection. An 18 kBtuh unit would fall short at 5F. A two-stage or variable-speed unit at the same nominal size may qualify under the higher cooling cap, and that equipment is not in this study. The one-bedroom units pass at 12 kBtuh on every path.
  • Triple-Pane Windows on ELECTRIC and HPWH-SPLIT: Triple-pane glazing was considered and not used on ELECTRIC and HPWH-SPLIT. Those paths model windows at U 0.25 and SHGC 0.25, and a dual-pane low-E package meets that specification. Triple-pane glass would post a lower U-factor, and it is not in the model.